How to Finance Your Sawmill Equipment
Oct 24th 2025
Build Your Package → Mill + resaw + board edger. Finance it together.
Want more capacity without draining cash? Here’s how smart sawyers finance mills, resaws, and shop gear and get to cutting sooner.
Why Financing Makes Sense for Sawmill Gear
- Preserve working capital for logs, maintenance, and labor.
- Start cutting sooner instead of waiting to save every dollar.
- Catch growth windows when contracts or log runs pop up.
- Match costs to production with predictable monthly payments.
What You Can Finance
Cook’s Saw financing covers a wide range of sawing equipment: portable and production sawmills, resaws, edgers, and sharpening/setting equipment. We build it. We run it. We finance it smart.
Simple 3-Step Process
- Apply online in a few minutes.
- Get a quick decision so you can plan with real numbers.
- Start cutting once paperwork’s set and your machine’s scheduled.
Tip: Even if you’re a month out, apply now to lock in options and lead times.
Make the Numbers Work for You
- Project monthly production (BF/day × days/month) and price/BF to sanity-check payment comfort.
- Factor consumables (blades, lube, guides) so cash flow stays smooth.
- Ask about down-payment options and term lengths to hit your target payment.
- Compare finance vs. lease if you expect to upgrade fast.
Why Cook’s Saw
- Manufacturer direct: real sawyers, real support.
- Equipment built to work, not just look good on paper.
- Financing shaped for mills, not generic “industrial” terms.
- Talk to a human: 1-800-473-4804.
FAQs
What credit profile do I need?
Programs vary by profile and equipment. Apply to see your options—no obligation to proceed.
How fast is the approval process?
Approvals are typically quick. Apply early so you can plan production with confidence.
Can I finance accessories and blade equipment too?
Yes—ask about including resaws, edgers, and sharpening/setting gear with your mill package.
What about early payoff?
Many agreements allow early payoff. Check your specific terms at approval.
Is there a minimum purchase amount?
Minimums depend on program. A quick application will confirm what’s available for your setup.
Ready to Run?
Start Your Financing Application
Prefer to talk first? Call 1-800-473-4804.
Pro tip: If you’re also shopping mills and blade packages, ask about pairing financing with current promotions.